Freelancer 3.3% vs. Employee Take-Home Pay Comparison

This is a summary of Korean tax and finance rules. The full article is available in Korean.Switch to Korean (KO)

A lower withholding rate does not mean lower total tax. Freelancers withheld at 3.3% must file comprehensive income tax in May, often resulting in a higher effective rate than salaried employees. This guide compares the two paths side by side.

Related Calculators

→ Income Tax
→ Take-Home Salary

All calculations use 2026 official Korean government rates. Amounts are in Korean Won (KRW). Input data never leaves your browser.